How does VISA work when we 𝐬𝐰𝐢𝐩𝐞 𝐚 𝐜𝐫𝐞𝐝𝐢𝐭 𝐜𝐚𝐫𝐝 at a merchant’s shop?

VISA, Mastercard, and American Express act as card networks for the clearing and settling of funds. The card acquiring bank and the card issuing bank can be – and often are – different.


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